(TMZ) - Don't mess with Black Jesus - or YOU WILL PAY - just ask Knicks stud J.R. Smith, whose ass just lost a $48,000 lawsuit involving a diamond necklace that features an Afro-American rendition of the Messiah.

TMZ reports that a jewelry company called Lemmerman's sued Smith, claiming he ordered a bunch of bling back in 2010 - including a diamond chain, two Black Jesus pendants and some earrings -totaling $25,500 - but never paid.

According to TMZ, one Jesus pendant and chain cost roughly $15,000 alone.

Lemmerman's sued for $48,101 - which includes the jewelry bill plus interest and attorney's fees - but Smith never responded to the suit, so a judge ruled in Lemmerman's favor.

Smith has now been ordered to pay the $48,000 asap - or else.  



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